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4 Ways to Always Pay Your Credit Card Balance In Full

Credit card rewards make it easy to travel further from home and stretch our travel budgets as far as they can go, but there’s a downside to pursuing them — the potential for debt. Even if you’re frugal, it can be tempting to spend more than you planned to score a signup bonus. It’s also far too easy to accidentally rack up a balance you can’t quite afford to pay off.

Unfortunately, it’s often downhill from there. Considering the average credit card interest rate is well over 17% — and the fact that travel and rewards credit cards often charge higher initial rates than that — racking up debt in pursuit of rewards can be a slippery slope. One minute you’re trying to earn airline miles for a big trip, and the next you’re looking for a balance transfer card to escape the crushing interest rates you’re stuck with. I’ve seen it happen way too many times!

How to Avoid Debt While Pursuing Rewards

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